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$998,800$1,178,000$179K price cut

1120 Locust Street, San Jose, CA 95110

$1.2M$999K$179K below original ask (15%)

Right at the San Jose median of $1.0M (891 active listings)

53% of San Jose listings have cut their price · half have been listed 65+ days

4beds
2baths
1,474sqft
$678/sqft

About this home

Get a belowmarket rate of 3.625% by assuming a massive below market rate loan. Gain rental income with a long term tenant in the second unit. Exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with long term upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.

Property details

Property type
Single Family
Year built
1955
Listed
93 days ago
MLS #
82044909
Listed by
Robert Garcia · Acquire Inc.

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Location

Approximate location based on the listing address.

Copyright 2026 MLSListings Inc. Based on information from MLSListings MLS as of 7/29/2026. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. MLS Listing #82044909. Listing courtesy of Acquire Inc..