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What would you actually pay per month?
Sticker price is only the start. Slide the numbers to see a realistic Bay Area monthly payment — including property tax, insurance, and HOA.
Estimated monthly payment
$7,668/mo
- Principal & interest
- $6,068
- Property tax
- $1,200
- Insurance (est.)
- $400
- Down payment (20%)
- $240,000
- Loan amount
- $960,000
Buying this home with GoReal keeps at least
$25,000
in your pocket vs. a 2.5% buyer's-agent commission ($30,000) — our fee is a flat $5,000. At a 3% commission you keep even more.
Estimates only, for planning. Actual rates, taxes, insurance, and lender fees vary. Not financial advice — talk to a lender for a real quote.
What can I afford?
The 28/36 rule lenders start from: housing under 28% of gross income, total debts under 36%. An estimate, not a pre-approval.
Estimated max price
$735,000
≈ $4,667/mo housing budget
Not sure what these numbers mean for you? Read the first-time buyer guide or call (650) 667-8000.